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1-800-207-7500Qualification Questions
Understanding our requirements and who we serve.
What types of businesses does Roussin Capital fund?
We fund established U.S.-based businesses across a wide range of industries — restaurants, healthcare practices, contractors, retail stores, professional services, and more. Your business must have been operating for at least 1 year with consistent monthly revenue.
Do you fund startups or new businesses?
No. We work only with businesses that have at least a year of operating history. Staying narrow is what lets us move quickly on the files we do take.
What does "6 months of consistent revenue" mean?
We require at least 6 months of bank statements showing regular deposits that demonstrate your business generates steady revenue. This is how we verify your business is established and can comfortably service the financing. Seasonal fluctuations are understood — we look at the overall pattern.
What is the minimum monthly revenue requirement?
There is no published minimum, because it depends on the financing and the payment it carries. What matters is whether your deposits cover that payment comfortably. Your advisor reads six months of bank statements and tells you where you stand.
Can I apply if my business has an open bankruptcy?
Unfortunately, we cannot process applications for businesses with open bankruptcy proceedings. However, if your bankruptcy has been discharged, we encourage you to apply and our team will review your current financial situation.
Process & Funding Questions
Understanding our lending process and timeline.
How fast can I get funded?
Most qualified businesses receive a decision within 48 hours of submitting a complete application with all required documents. Once you sign your agreement, funds can be disbursed in as fast as 24–72 hours directly to your business bank account.
What documents do I need to apply?
You will need: last 6 months of business bank statements, most recent business tax return, government-issued ID (owner), and a voided business check for ACH. Additional documents may be requested by your advisor if needed.
How much can I borrow?
Roussin Capital offers business financing starting at $10,000 up to $5 million for qualified businesses. The amount you qualify for depends on your revenue, time in business, and overall financial profile.
Terms & Fees Questions
Understanding our rates, terms, and fee structure.
Are there any hidden fees?
No. Every fee, rate and payment schedule is in your offer before you sign, and there is no fee to apply. If a cost cannot be explained in plain language, it does not belong in your offer.
What are the repayment terms?
Repayment terms vary based on the financing type and amount. We offer flexible structures including daily, weekly, or monthly payments, with terms ranging from 6 months to 5 years depending on the product. Your dedicated advisor will walk you through all options.
Is there a prepayment penalty?
For most financing products, there is no prepayment penalty. We believe in giving business owners the flexibility to pay off their financing early if their cash flow allows it. Specific terms will be outlined in your offer.
Will applying affect my credit score?
Our initial pre-qualification check is a soft inquiry and will not affect your credit score. A hard credit pull may be required during the final underwriting process, which we will discuss with you before proceeding.
