Opt-Out

There is no need to opt-out of information sharing as a result of receiving this privacy policy. Because we have limited the circumstances in which your personal information can be disclosed, there is no further action you need to take.

Collecting Personal Information

We collect personal and business information about you from the following sources:

How We Use Your Information

We use your information solely for legitimate business purposes, including:

• Processing loan applications, real estate transactions, and investment services
• Evaluating creditworthiness and conducting due diligence
• Onboarding and managing contractors and referral partners
• Tax reporting (IRS Form 1099-NEC and W-9)
• Fraud detection, prevention, and legal compliance
• Responding to legal process and regulatory inquiries

We do not sell your personal information.

Disclosure to Affiliates

We may disclose personal information about your transactions and experiences with us to our affiliated entities, including affiliated investment companies, real estate entities, and lending partners. For example, if you apply for a loan or investment through an affiliated entity of Roussin Capital Group, we may disclose your account balance and payment history to aid in the approval or due diligence process.

Disclosure to Non-Affiliates and Third Parties

We may disclose personal information about you to non-affiliated third parties as permitted or required by law, including all personal information we collect. For example, we may disclose information to payment processors, lenders, title companies, credit bureaus, and other financial institutions to complete transactions you request. Personal information may also be disclosed in connection with a subpoena, audits, fraud prevention, or to companies performing marketing services on our behalf or financial institutions with whom we have joint marketing agreements. Any third party receiving your personal information is required to maintain confidentiality and may not use it for their own independent marketing purposes. All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Security

We maintain physical, electronic, and procedural safeguards to protect your personal and business information. Our employees and contractors are authorized to use personal information only for business purposes and are subject to a Code of Ethics requiring confidential treatment of all personal information. Security measures include encrypted data transmission (SSL/TLS), access controls, and multi-factor authentication for systems containing client data.

California Privacy Rights (CCPA / CPRA)

California residents have the following rights under Cal. Civ. Code §1798.100 et seq.:

To exercise your rights, contact us using the information below. We will respond within 45 days as required by law.

Data Retention

We retain personal and business information only as long as necessary to provide services and comply with applicable legal, regulatory, and tax obligations. Tax records and contractor payment documents (including 1099-NEC records) are retained for a minimum of seven (7) years as required by the IRS. We do not knowingly collect information from anyone under the age of 18.

Update or Correct Your Information

You may update or correct any personal or business information we hold about you at any time by contacting us in writing using the contact information below.

Changes to Our Privacy Policy

If Roussin Capital Group changes this policy in the future, we will post the changes here and indicate the updated date at the top of the policy. Your continued use of our services after a material change constitutes acknowledgment of the updated policy.

Contact Us

If you have questions, concerns, or a complaint about this privacy policy or our privacy practices, please contact us: