What we help businesses finance

Available to businesses with at least one year of operating history and consistent revenue.

Classical stone commercial building on an American city street

Government-backed financing

SBA Loans

The longest terms available anywhere, for the investments that take years to earn back.

  • Repayment terms from 5 to 25 years
  • Financing from $5K up to $5.5M
  • Suited to expansion, acquisitions, and commercial real estate
Explore SBA LoansCheck if you qualify
Mechanic working under the hood of a car in a service bay

Lump-sum financing

Term Loans

A set amount now, repaid on a fixed schedule. The plainest product we place, and usually the first to price.

  • Amounts from $25K to $1M
  • Terms from 1 to 5 years
  • Used for inventory, buildouts, vehicles, and most business purposes
Explore Term LoansCheck if you qualify
Warehouse racking stacked with palletized inventory

Revolving credit

Business Lines of Credit

A limit that sits ready. Draw what you need, pay interest on that much only.

  • Credit lines from $10K to $1M
  • Draw, repay, and draw again as needs change
  • A standby cushion for cash-flow gaps and short-notice costs
Explore Lines of CreditCheck if you qualify
Excavator working on a cleared construction site

Asset-based financing

Equipment Financing

Machinery, vehicles, heavy equipment. The machine you are buying is what secures the loan.

  • Up to 100% of the equipment's value
  • Terms matched to the working life of the equipment
  • No separate assets pledged — the equipment is the collateral
Explore Equipment FinancingCheck if you qualify
Business owner working through paperwork at a desk in her workshop

Receivables-based financing

Invoice Financing

You did the work and sent the invoice. This is how you stop waiting 60 days to get paid for it.

  • Advances of 50–90% of invoice value
  • Repaid as your customers pay their invoices
  • A fit for businesses with creditworthy commercial clients
Explore Invoice FinancingCheck if you qualify
Barber putting on his apron in his own shop

General-purpose financing

Small Business Loans

One simple loan for whatever the business needs next. Sized on your revenue, not on collateral.

  • Funding from $5K to $500K, based on monthly revenue
  • Use it for equipment, inventory, payroll, or expansion
  • Fixed automatic payments, funded in as fast as 24 hours
Explore Small Business LoansCheck if you qualify
1+year in business
We fund established businesses with consistent revenue.
50states
Available to businesses across the United States.
48hours
A real first answer, not an acknowledgement.
1advisor
The same person from your first conversation through funding.

Find out where your business stands.

Six quick questions, no effect on your credit, and a real answer from an advisor within 48 hours.

Check If You QualifySpeak With an Advisor